Health Insurance Guidance

Protect Your Health While Studying Abroad

Why is Health Insurance Mandatory?

Many countries require international students to have health coverage before issuing a visa. Medical expenses can be expensive without insurance coverage. Health insurance ensures access to quality healthcare in case of illness or accidents.

Country-Specific Health Insurance Policies

โœ… Australia โ€“ Overseas Student Health Cover (OSHC)

  • Mandatory for all international students.
  • Covers doctor visits, hospital treatments, emergency services, and prescriptions.
  • OSHC Providers: Medibank, Bupa, Allianz, NIB, AHM.

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โœ… Canada โ€“ International Student Health Insurance

  • Some provinces (e.g., Ontario) require private insurance.
  • Covers hospital visits, doctor consultations, and prescriptions.

โœ… USA โ€“ F-1 Visa Health Insurance

  • Universities may offer compulsory health plans.
  • Private insurance is required if not covered by the institution.

โœ… UK โ€“ National Health Service (NHS) for Students

  • Students pay an Immigration Health Surcharge (IHS) to access NHS services.

โœ… Japan โ€“ National Health Insurance (NHI)

  • International students staying longer than 3 months must enroll in NHI.

Prismaโ€™s Health Insurance Services

  • Compare the best student health insurance providers.
  • Assist in purchasing & renewing policies.
  • Explain claim procedures and policy benefits.

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โ€“ย Nelsonย Mandela

Embark on your journey with confidence. Contact us for a free consultation, and let Prisma Education & Migration Services be your trusted partner in turning your global dreams into reality.

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