Health Insurance Guidance
Protect Your Health While Studying Abroad
Why is Health Insurance Mandatory?
Many countries require international students to have health coverage before issuing a visa. Medical expenses can be expensive without insurance coverage. Health insurance ensures access to quality healthcare in case of illness or accidents.
Country-Specific Health Insurance Policies
โ Australia โ Overseas Student Health Cover (OSHC)
- Mandatory for all international students.
- Covers doctor visits, hospital treatments, emergency services, and prescriptions.
- OSHC Providers: Medibank, Bupa, Allianz, NIB, AHM.
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โ Canada โ International Student Health Insurance
- Some provinces (e.g., Ontario) require private insurance.
- Covers hospital visits, doctor consultations, and prescriptions.
โ USA โ F-1 Visa Health Insurance
- Universities may offer compulsory health plans.
- Private insurance is required if not covered by the institution.
โ UK โ National Health Service (NHS) for Students
- Students pay an Immigration Health Surcharge (IHS) to access NHS services.
โ Japan โ National Health Insurance (NHI)
- International students staying longer than 3 months must enroll in NHI.
Prismaโs Health Insurance Services
- Compare the best student health insurance providers.
- Assist in purchasing & renewing policies.
- Explain claim procedures and policy benefits.
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