Health Insurance Guidance

Protect Your Health While Studying Abroad

Why is Health Insurance Mandatory?

Many countries require international students to have health coverage before issuing a visa. Medical expenses can be expensive without insurance coverage. Health insurance ensures access to quality healthcare in case of illness or accidents.

πŸ“Œ Country-Specific Health Insurance Policies

βœ… Australia – Overseas Student Health Cover (OSHC)

  • Mandatory for all international students.
  • Covers doctor visits, hospital treatments, emergency services, and prescriptions.
  • OSHC Providers: Medibank, Bupa, Allianz, NIB, AHM.

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βœ… Canada – International Student Health Insurance

  • Some provinces (e.g., Ontario) require private insurance.
  • Covers hospital visits, doctor consultations, and prescriptions.

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βœ… USA – F-1 Visa Health Insurance

  • Universities may offer compulsory health plans.
  • Private insurance is required if not covered by the institution.

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βœ… UK – National Health Service (NHS) for Students

  • Students pay an Immigration Health Surcharge (IHS) to access NHS services.

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βœ… Japan – National Health Insurance (NHI)

  • International students staying longer than 3 months must enroll in NHI.

πŸ“Œ Prisma’s Health Insurance Services

  • Compare the best student health insurance providers.
  • Assist in purchasing & renewing policies.
  • Explain claim procedures and policy benefits.

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